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Smokers lose an average of 10 years of life expectancy, or around 1 year for every 4 smoking years (Royal College of Physicians, 2018)

Some parts of lungs do not work

However, the nostalgia for Big Red has faded over time

If persistent anxiety interferes with daily life, consider consulting with a healthcare provider who can evaluate your symptoms and recommend appropriate treatment options, including therapy referrals or medication if clinically appropriate

To truly be protected, you need to understand the limits of that coverage, the different types of protection included in your policy, and the steps you must take to ensure a claim is paid out successfully