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Using various underwriting criteria, such as blood pressure and cholesterol, the insurance companies selected out the healthier non-smokers, and gave them a preferred rate because they were likely to have lower mortality Early publications on smoking, cancer, and longevity MEDICAL EXAMINATION FOR LIFE INSURANCE (92 pages) By Thomas D

Psychiatric Quarterly , 91 (4), 949963

PMTA is an acronym for Premarket Tobacco Application

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